One of the standard “go-to” pieces of evidence the alivers use to prove/support the death hoax is the Lloyds of London insurance policy, which they claim was purchased but never cashed/paid out. Thus, they reason, the insurance policy supports the hoaxed death theory since Elvis and the estate would be guilty of insurance fraud if the policy had been paid out.

First, this policy was never purchased.

Second, this theory ignores the fact that Elvis Presley and his family had multiple insurance policies that would have been affected upon Elvis’s death. Or, are we to believe that one the biggest earners in the entertainment industry had just one insurance policy? Really? Just one?

Finally, this piece of evidence, like so many other pieces of evidence offered up by the alivers, is researched only so far as it supports their death hoax theory. Once they decide a fact supports their theory, they stop researching. In this case, someone (who?) reports that a life insurance policy is still active, and well, that’s good enough for them. No research into whether the policy was purchased. No research into who reported that a life insurance policy was purchased. No research into how this information was obtained (since insurers closely protect customers’ medical and insurance information). No research into other insurance policies, and whether they were cashed or are still active.


To make a long story short, the estate deposited a lump sum death benefit check from the United States Treasury on February 21, 1978. This eliminates the “Lloyds of London” theory the alivers use to support a death hoax, since this check represents a financial benefit for the estate as a direct result of the death.